For Canadian disability insurers

Every day
they WAIT,
you PAY.

Canadian disability insurers pay $10B in benefits annually.

A measurable share funds claimants waiting months for a scan — available privately in under 7 days.

Claimants get their scan in days, not months. They recover faster. You close the claim sooner.

Request accessBook an intro callSee the math
Canadian disability benefits paid since you opened this page
$10B
annual spend
CLHIA 2025
$317
per second
27.4M/day
29%
are MSK claims
CLHIA research
Average net insurer return per MRI claim
$0
Calculated before you commit.
Based on national median wait, $3,000/mo benefit.
78
days — public system
CIHI 2025 · national median
7
days — with 1inQ
Typical booking
The problem

The wait list
is your
balance sheet.

Every week a claimant sits in the public queue is a week you pay their full monthly benefit with zero diagnostic progress. The public system takes months. The private system takes days.

That 71-day gap is measurable, calculable, and avoidable on most musculoskeletal claim in your portfolio.

78
days — public
CIHI 2025
7
days — private
Typical booking
71
days unnecessary
Per claim
Public system~78 day wait
1inQ identifies availability
Private clinic7 day wait
In the public queue — waiting like everyone else.
Without 1inQ
MRI wait78 days
Benefits paid$7,800
Clinic cost$0
Exposure$7,800+
With 1inQ
MRI wait7 days
Benefits paid$700
Clinic cost~$1,500
Exposure~$2,200
Net saving per claim$5,600
The math

Your exact return.
Before you commit.

Select a province, adjust the monthly benefit.

Portfolio scale
10 MSK claims / yr$56,950
50 MSK claims / yr$284,750
200 MSK claims / yr$1,139,000
$3,000
$1,000/mo$8,000/mo
Public wait — National median
78 days
Private clinic (1inQ)
7 days
Days of benefits saved
71 days
Daily benefit rate
$3,000 ÷ 30
$100/day
Gross savings
$7,100
Private clinic cost
— $800
1inQ fee
$250 + 5% of gross savings · shown before every booking
— $605
Net insurer return
4.1× return on total spend
$5,695
MRI wait by province · CIHI 2025
Province
Wait
Cost
National median
78d
$7,100
Québec
110d
$10,300
Newfoundland
102d
$9,500
Nova Scotia
95d
$8,800
British Columbia
91d
$8,400
New Brunswick
88d
$8,100
Ontario
84d
$7,700
Manitoba
72d
$6,500
Saskatchewan
68d
$6,100
Alberta
55d
$4,800
Cost = Avoidable benefit at $3,000/mo · CIHI 2025
$0B

disability benefits paid in Canada annually

CLHIA 2025
0%

of LTD claims are musculoskeletal — MRI candidates

CLHIA research
0D

national median public MRI wait time

CIHI 2025
0X

average net return on 1inQ platform spend

1inQ model
How it works

Four steps. One queue skipped.

The ROI is calculated before you commit.

01

Enter the claim

Postal code, assessment type, monthly benefit, public appointment date. Your exact net return shown instantly — before any commitment.

02

Pick a clinic

Vetted private imaging clinics near your claimant, ranked by net dollar return to you. Not proximity. Not price. ROI.

03

We close the loop

1inQ confirms the appointment with the clinic within 24 hours. An audit-ready PDF confirmation files with the claim from day one.

04

Export the ROI report

A full PDF with every number sourced, every calculation shown. Audit-ready for the claim file and regulators from day one.

Get started

Legal across all Canadian provinces for STD and LTD disability claims

Ontario HARP Act · Independent Health Facilities Act · Not applicable to WSIB or auto insurance

Legal framework
FAQ

Common questions

Are you a private imaging clinic?

Fill unused slots with guaranteed insurer referrals — zero marketing spend required.

List your clinic →
Every unresolved claim is a recoverable dollar

Skip the queue.
Close the claim.

1inQ is built for Canadian disability insurers.
Request access for your team today.

Request insurer accessBook an intro callList your clinic